/* ══════════════════════════════════════════════════════════════════
   TARJETA RAPICREDIT – Landing Page Styles
   Fuente: Poppins (Google Fonts)
   Paleta principal: #ffffff #7fffc9 #4148f5 #003153
   Azules: #5569ff #7590ff #9db7ff #c2d5ff #dde8ff
   Pasteles: #ebd5dc #ebdecf #dde8ff #cbffe7
══════════════════════════════════════════════════════════════════ */

/* ── RESET & BASE ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --white:    #ffffff;
  --mint:     #7fffc9;
  --blue:     #4148f5;
  --navy:     #003153;

  --blue-2:   #5569ff;
  --blue-3:   #7590ff;
  --blue-4:   #9db7ff;
  --blue-5:   #c2d5ff;
  --blue-6:   #dde8ff;

  --pastel-1: #ebd5dc;
  --pastel-2: #ebdecf;
  --pastel-3: #dde8ff;
  --pastel-4: #cbffe7;

  --text-dark:   #0d1133;
  --text-medium: #3a4070;
  --text-light:  #6e78b0;

  --radius-sm: 10px;
  --radius-md: 18px;
  --radius-lg: 28px;
  --radius-xl: 40px;

  --shadow-card: 0 8px 40px rgba(65,72,245,0.10);
  --shadow-lift: 0 20px 60px rgba(65,72,245,0.18);

  --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Poppins', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.65;
}

img { max-width: 100%; height: auto; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4 { font-weight: 800; line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.6rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.35rem); }

.highlight {
  background: linear-gradient(135deg, var(--mint) 0%, var(--blue-3) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  border-radius: var(--radius-xl);
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid transparent;
  white-space: nowrap;
  text-decoration: none;
}
.btn--sm  { padding: 8px 20px;  font-size: 0.85rem; }
.btn--lg  { padding: 16px 36px; font-size: 1rem; }

.btn--primary {
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-2) 100%);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(65,72,245,0.35);
}
.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 32px rgba(65,72,245,0.45);
}

.btn--outline {
  border-color: var(--blue);
  color: var(--blue);
  background: transparent;
}
.btn--outline:hover {
  background: var(--blue-6);
  transform: translateY(-2px);
}

/* ── SECTION HELPERS ── */
.section { padding: 96px 0; position: relative; }

.section-header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 64px;
}
.section-tag {
  display: inline-block;
  background: var(--blue-6);
  color: var(--blue);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.section-tag--light {
  background: rgba(255,255,255,0.15);
  color: var(--white);
}
.section-title { margin-bottom: 16px; }
.section-subtitle { color: var(--text-medium); font-size: 1.05rem; }

/* Logo dentro de section-header */
.section-header__logo-wrap {
  margin: 12px auto 20px;
  display: flex;
  justify-content: center;
}
.section-header__logo {
  height: 68px;
  width: auto;
  object-fit: contain;
  filter: brightness(0) invert(1);
  opacity: 0.95;
}

/* ══════════════════════════════════════════════
   NAVBAR
══════════════════════════════════════════════ */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(65,72,245,0.08);
  transition: var(--transition);
}
.navbar.scrolled {
  box-shadow: 0 4px 24px rgba(65,72,245,0.10);
}
.navbar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 24px;
}
.navbar__logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1rem;
  color: var(--navy);
}
.navbar__logo strong { color: var(--blue); }
.navbar__logo-img {
  height: 38px;
  width: auto;
  object-fit: contain;
  display: block;
}
.navbar__links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.navbar__links a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-medium);
  transition: color var(--transition);
}
.navbar__links a:hover { color: var(--blue); }

.navbar__burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.navbar__burger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: var(--transition);
}
.navbar__mobile {
  display: none;
  flex-direction: column;
  padding: 16px 24px 24px;
  gap: 12px;
  border-top: 1px solid var(--blue-6);
  background: var(--white);
}
.navbar__mobile a {
  font-size: 1rem;
  font-weight: 500;
  color: var(--text-medium);
  padding: 8px 0;
}
.navbar__mobile.open { display: flex; }

@media (max-width: 860px) {
  .navbar__links, .navbar .btn--sm:not(.navbar__mobile .btn--sm) { display: none; }
  .navbar__burger { display: flex; }
}

/* ══════════════════════════════════════════════
   ICON STRIP (scrolling banner)
══════════════════════════════════════════════ */
.icon-strip {
  background: var(--white);
  border-top: 1px solid var(--blue-6);
  border-bottom: 1px solid var(--blue-6);
  overflow: hidden;
  padding: 16px 0;
  margin-top: 0;
  -webkit-mask-image: linear-gradient(to right, transparent 0%, black 6%, black 94%, transparent 100%);
  mask-image: linear-gradient(to right, transparent 0%, black 6%, black 94%, transparent 100%);
}
.icon-strip__track {
  display: flex;
  gap: 12px;
  width: max-content;
  animation: scrollTrack 32s linear infinite;
  will-change: transform;
}
.icon-strip__item {
  width: 60px; height: 60px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  flex-shrink: 0;
}
.icon-strip__item--blue  { background: #cfd1fb; color: var(--blue); }
.icon-strip__item--light { background: #dde8ff; color: var(--blue-2); }
.icon-strip__item--mint  { background: #cbffe7; color: var(--navy); }
.icon-strip__item--dark  { background: var(--navy); color: var(--white); }

@keyframes scrollTrack {
  0%   { transform: translateX(0); }
  100% { transform: translateX(calc(-100% / 3)); }
}

/* ══════════════════════════════════════════════
   HERO
══════════════════════════════════════════════ */
.hero {
  background: linear-gradient(160deg, var(--blue-6) 0%, #f0f4ff 40%, var(--pastel-4) 100%);
  padding-top: 68px;
  padding-bottom: 80px;
  position: relative;
  overflow: hidden;
}
.hero__bg-shapes { position: absolute; inset: 0; pointer-events: none; z-index: 0; }
.shape {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.25;
}
.shape--1 { width: 500px; height: 500px; background: var(--blue);  top: -180px; right: -100px; }
.shape--2 { width: 350px; height: 350px; background: var(--mint);  bottom: 0; left: -80px; }
.shape--3 { width: 250px; height: 250px; background: var(--blue-2); top: 50%; left: 35%; }

.hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
  padding-top: 40px;
  position: relative;
  z-index: 1;
}
.hero__tag-img {
  max-width: 260px;
  margin-bottom: 24px;
  border-radius: var(--radius-lg);
}
.hero__product-logo {
  max-width: 240px;
  height: auto;
  margin-bottom: 28px;
  display: block;
  filter: drop-shadow(0 4px 16px rgba(65,72,245,0.18));
}
.hero__title { color: var(--navy); margin-bottom: 20px; }
.hero__subtitle {
  color: var(--text-medium);
  font-size: 1.1rem;
  margin-bottom: 28px;
  max-width: 500px;
}
.hero__cta-text {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--blue);
  margin-bottom: 28px;
}
.hero__tyc-note {
  margin-top: 14px;
  font-size: 0.8rem;
}
.hero__tyc-note a {
  color: var(--text-light);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color 0.2s;
}
.hero__tyc-note a:hover { color: var(--blue); }
.hero__actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* Badges: Pide, Paga, Disfruta */
.hero__badges {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}
.hero__badge {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.hero__badge-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
}
.hero__badge-icon--img {
  width: 64px;
  height: 64px;
  background: none;
  border-radius: 0;
  padding: 0;
}
.hero__badge-icon--img img {
  width: 64px;
  height: 64px;
  object-fit: contain;
  border-radius: 16px;
  display: block;
}
.hero__badge span {
  font-size: 0.78rem;
  font-weight: 700;
  color: var(--text-medium);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
.hero__badge-arrow { color: var(--blue-4); font-size: 1.1rem; margin-top: -12px; }

/* Hero visual */
.hero__visual { position: relative; display: flex; flex-direction: column; align-items: center; }
.phone-mockup {
  position: relative;
  z-index: 2;
}
.phone-mockup__glow {
  position: absolute;
  width: 460px; height: 460px;
  background: radial-gradient(circle, rgba(65,72,245,0.18) 0%, rgba(127,255,201,0.08) 50%, transparent 70%);
  top: 40%; left: 50%;
  transform: translate(-50%,-50%);
  z-index: 0;
}
.hero__person-img {
  width: 100%;
  max-width: 480px;
  border-radius: 0;
  background: transparent;
  position: relative;
  z-index: 2;
  animation: floatY 5s ease-in-out infinite;
  filter: drop-shadow(0 24px 48px rgba(65, 72, 245, 0.15));
}
@keyframes floatY {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-12px); }
}

.hero__floating-card {
  position: absolute;
  bottom: 30px;
  left: -30px;
  z-index: 3;
  animation: floatY 5s ease-in-out infinite 1s;
  filter: drop-shadow(0 20px 48px rgba(0,49,83,0.45));
}

/* Floating card con imagen real */
.floating-card--img {
  background: transparent;
  border-radius: 16px;
  width: 260px;
  position: relative;
  overflow: visible;
}
.floating-card__photo {
  width: 260px;
  height: auto;
  border-radius: 16px;
  display: block;
  box-shadow: 0 16px 48px rgba(0,49,83,0.5);
}

/* Pulse glow ring sobre la imagen */
.floating-card__pulse {
  position: absolute;
  inset: -3px;
  border-radius: 19px;
  border: 2.5px solid rgba(127,255,201,0.45);
  animation: pulseBorder 2.5s ease-in-out infinite;
  pointer-events: none;
}
@keyframes pulseBorder {
  0%, 100% { opacity: 0.3; transform: scale(1); }
  50%       { opacity: 1;   transform: scale(1.02); }
}

/* Badge NFC sobre la tarjeta */
.floating-card__nfc-tap {
  position: absolute;
  top: 12px;
  right: 14px;
  display: flex;
  align-items: center;
  gap: 5px;
  background: rgba(0,49,83,0.72);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(127,255,201,0.35);
  border-radius: 100px;
  padding: 5px 10px 5px 7px;
}
.floating-card__nfc-tap span {
  font-size: 0.68rem;
  font-weight: 700;
  color: var(--mint);
  letter-spacing: 0.06em;
  font-family: 'Poppins', sans-serif;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 14px 20px;
  box-shadow: var(--shadow-card);
  margin-top: 20px;
  max-width: 280px;
}
.trust-badge > i {
  font-size: 1.8rem;
  color: var(--mint);
  background: var(--pastel-4);
  width: 44px; height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.trust-badge div { display: flex; flex-direction: column; gap: 2px; }
.trust-badge strong { font-size: 0.9rem; color: var(--navy); }
.trust-badge span   { font-size: 0.75rem; color: var(--text-light); }

/* ══════════════════════════════════════════════
   BANNER PROMO
══════════════════════════════════════════════ */
.banner-promo {
  padding: 40px 0;
  background: var(--white);
}
.banner-promo .container {
  padding: 0 24px;
}
.banner-promo__img {
  width: 100%;
  height: auto;
  max-height: none;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: 0 12px 48px rgba(65, 72, 245, 0.12);
}

/* ══════════════════════════════════════════════
   BENEFITS
══════════════════════════════════════════════ */
.benefits { background: var(--white); }
.benefits__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.benefit-card {
  background: var(--white);
  border: 1.5px solid var(--blue-6);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  position: relative;
  overflow: hidden;
  transition: var(--transition);
}
.benefit-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lift);
  border-color: var(--blue-5);
}
.benefit-card__number {
  font-size: 3.5rem;
  font-weight: 900;
  line-height: 1;
  background: linear-gradient(135deg, var(--blue) 0%, var(--mint) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 8px;
}
.benefit-card__icon {
  font-size: 1.6rem;
  color: var(--blue);
  margin-bottom: 14px;
}
.benefit-card h3 { color: var(--navy); margin-bottom: 10px; font-size: 1.15rem; }
.benefit-card p  { color: var(--text-medium); font-size: 0.9rem; line-height: 1.6; }
.benefit-card--accent {
  background: linear-gradient(135deg, var(--blue-6) 0%, var(--pastel-4) 100%);
  border-color: var(--blue-5);
}
.benefit-card--accent .benefit-card__icon { color: var(--blue-2); }

/* ══════════════════════════════════════════════
   HOW IT WORKS
══════════════════════════════════════════════ */
.how-it-works {
  background: linear-gradient(160deg, var(--navy) 0%, #0a2047 100%);
  overflow: hidden;
}
.how-it-works__bg {
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 80% 30%, rgba(127,255,201,0.07) 0%, transparent 50%),
                    radial-gradient(circle at 20% 80%, rgba(65,72,245,0.1) 0%, transparent 40%);
  pointer-events: none;
}

.steps {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 64px;
  position: relative;
}
.step {
  flex: 1;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  text-align: center;
  transition: var(--transition);
  backdrop-filter: blur(8px);
}
.step:hover {
  background: rgba(255,255,255,0.1);
  transform: translateY(-4px);
}
.step__number {
  font-size: 3rem;
  font-weight: 900;
  color: rgba(127,255,201,0.15);
  line-height: 1;
  margin-bottom: 12px;
}
.step__icon {
  font-size: 2rem;
  color: var(--mint);
  margin-bottom: 16px;
}
.step__content h3 { color: var(--white); margin-bottom: 10px; }
.step__content p  { color: var(--blue-5); font-size: 0.9rem; line-height: 1.65; }
.step__content .note { font-size: 0.75rem; color: var(--blue-4); }

.step__connector {
  font-size: 1.2rem;
  color: var(--mint);
  align-self: center;
  flex-shrink: 0;
  margin-top: -20px;
  opacity: 0.6;
}

.phones-showcase {
  text-align: center;
  margin-top: 16px;
}
.phones-showcase__img {
  max-width: 680px;
  margin: 0 auto;
  border-radius: var(--radius-xl);
  box-shadow: 0 30px 80px rgba(0,0,0,0.4);
  animation: floatY 6s ease-in-out infinite;
}

/* ══════════════════════════════════════════════
   NFC SECTION
══════════════════════════════════════════════ */
.nfc-section { background: var(--white); }
.nfc-section__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.nfc-section__copy p {
  color: var(--text-medium);
  margin-bottom: 28px;
  font-size: 1rem;
}
.nfc-section__features {
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.nfc-section__features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  color: var(--text-medium);
}
.nfc-section__features li i { color: var(--mint); background: var(--pastel-4); border-radius: 50%; padding: 4px; width: 24px; height: 24px; display: flex; align-items: center; justify-content: center; font-size: 0.75rem; flex-shrink: 0; }
.nfc-section__tyc-note {
  margin-top: 16px;
  font-size: 0.8rem;
  color: var(--text-light);
  line-height: 1.55;
  display: flex;
  align-items: flex-start;
  gap: 7px;
}
.nfc-section__tyc-note i { color: var(--blue-3); margin-top: 2px; flex-shrink: 0; }
.nfc-section__tyc-note a { color: var(--blue); text-decoration: underline; text-underline-offset: 3px; }
.nfc-section__tyc-note a:hover { color: var(--navy); }

/* Tarjeta real con ripple NFC */
.nfc-card-preview {
  position: relative;
  margin-bottom: 28px;
  display: flex;
  justify-content: center;
  align-items: center;
}
.nfc-card-preview__img {
  width: 100%;
  max-width: 380px;
  border-radius: 20px;
  display: block;
  margin: 0 auto;
  box-shadow: 0 20px 60px rgba(0,49,83,0.25);
  position: relative;
  z-index: 2;
  transition: transform 0.4s ease;
}
.nfc-card-preview:hover .nfc-card-preview__img {
  transform: scale(1.02) translateY(-4px);
}
/* Ripple rings */
.nfc-card-preview__ripple {
  position: absolute;
  border-radius: 26px;
  border: 2px solid rgba(65,72,245,0.22);
  inset: 0;
  animation: cardRipple 2.4s ease-out infinite;
  pointer-events: none;
  z-index: 1;
}
.nfc-card-preview__ripple--2 { animation-delay: 0.8s; }
.nfc-card-preview__ripple--3 { animation-delay: 1.6s; }
@keyframes cardRipple {
  0%   { transform: scale(1);    opacity: 0.7; border-color: rgba(65,72,245,0.25); }
  100% { transform: scale(1.12); opacity: 0;   border-color: rgba(127,255,201,0.1); }
}
/* Badge "Toca para pagar" */
.nfc-card-preview__badge {
  position: absolute;
  bottom: -14px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  align-items: center;
  gap: 6px;
  background: var(--navy);
  border: 1.5px solid rgba(127,255,201,0.35);
  border-radius: 100px;
  padding: 7px 16px 7px 10px;
  white-space: nowrap;
  z-index: 3;
  box-shadow: 0 6px 20px rgba(0,49,83,0.3);
}
.nfc-card-preview__badge span {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--mint);
  font-family: 'Poppins', sans-serif;
  letter-spacing: 0.04em;
}

.video-placeholder {
  background: linear-gradient(135deg, var(--blue-6) 0%, var(--pastel-4) 100%);
  border-radius: var(--radius-xl);
  aspect-ratio: 16 / 9;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 2px dashed var(--blue-5);
  overflow: hidden;
}
.video-placeholder__inner {
  text-align: center;
  padding: 32px;
}
.video-placeholder__icon {
  width: 72px; height: 72px;
  background: var(--blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  color: var(--white);
  margin: 0 auto 20px;
  box-shadow: 0 8px 32px rgba(65,72,245,0.4);
  animation: pulseBorder 2s ease-in-out infinite;
}
.video-placeholder__inner p {
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
  font-size: 1.05rem;
}
.video-placeholder__inner span {
  font-size: 0.8rem;
  color: var(--text-light);
  font-style: italic;
}

/* ══════════════════════════════════════════════
   APP SHOWCASE
══════════════════════════════════════════════ */
.app-showcase {
  background: linear-gradient(180deg, var(--white) 0%, var(--blue-6) 100%);
}
.app-showcase__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
}
.app-showcase__img {
  max-width: 440px;
  margin: 0 auto;
  filter: drop-shadow(0 24px 60px rgba(65,72,245,0.2));
  animation: floatY 6s ease-in-out infinite 0.5s;
}
.app-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 28px;
}
.app-feature {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  box-shadow: var(--shadow-card);
  transition: var(--transition);
}
.app-feature:hover { transform: translateX(6px); box-shadow: var(--shadow-lift); }
.app-feature__icon {
  width: 48px; height: 48px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  flex-shrink: 0;
}
.app-feature div { display: flex; flex-direction: column; gap: 2px; }
.app-feature strong { font-size: 0.92rem; color: var(--navy); }
.app-feature span   { font-size: 0.8rem;  color: var(--text-light); }

/* ══════════════════════════════════════════════
   TRANSPARENCY
══════════════════════════════════════════════ */
.transparency {
  background: linear-gradient(160deg, #0a2047 0%, var(--navy) 100%);
  overflow: hidden;
}
.transparency__bg {
  position: absolute; inset: 0;
  background-image: radial-gradient(ellipse at 70% 20%, rgba(127,255,201,0.06) 0%, transparent 50%);
  pointer-events: none;
}

/* Tarjeta real en sección de transparencia */
.transparency__card-preview {
  margin-top: 32px;
  display: flex;
  justify-content: center;
}
.transparency__card-img {
  width: 100%;
  max-width: 340px;
  border-radius: 18px;
  box-shadow: 0 20px 56px rgba(0,0,0,0.45);
  transform: perspective(800px) rotateX(6deg);
  transition: transform 0.5s ease, box-shadow 0.5s ease;
}
.transparency__card-preview:hover .transparency__card-img {
  transform: perspective(800px) rotateX(0deg) scale(1.03);
  box-shadow: 0 28px 72px rgba(0,0,0,0.55);
}

.cost-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
.cost-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 40px 28px;
  text-align: center;
  backdrop-filter: blur(8px);
  transition: var(--transition);
}
.cost-card:hover { transform: translateY(-4px); background: rgba(255,255,255,0.1); }
.cost-card__amount {
  font-size: 3.5rem;
  font-weight: 900;
  color: var(--mint);
  line-height: 1;
  margin-bottom: 8px;
}
.cost-card__amount-sm {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--mint);
  margin-bottom: 8px;
}
.cost-card__label {
  font-size: 1rem;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 12px;
}
.cost-card__desc {
  font-size: 0.85rem;
  color: var(--blue-5);
  line-height: 1.65;
  margin-bottom: 20px;
}
.cost-card__link { color: var(--mint); text-decoration: underline; }
.cost-card__badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(127,255,201,0.15);
  color: var(--mint);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 5px 14px;
  border-radius: 100px;
}
.cost-card__badge--green { background: rgba(127,255,201,0.2); }
.cost-card--featured {
  border-color: var(--mint);
  background: rgba(127,255,201,0.07);
}
.cost-card--highlight {
  background: rgba(65,72,245,0.15);
  border-color: var(--blue-3);
}

.warning-box {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: rgba(127,255,201,0.08);
  border: 1px solid rgba(127,255,201,0.2);
  border-radius: var(--radius-md);
  padding: 24px 28px;
}
.warning-box i { color: var(--mint); font-size: 1.4rem; flex-shrink: 0; margin-top: 2px; }
.warning-box p { color: var(--blue-5); font-size: 0.88rem; line-height: 1.7; }
.warning-box strong { color: var(--white); }

/* ══════════════════════════════════════════════
   MERCHANTS
══════════════════════════════════════════════ */
.merchants { background: var(--white); }
.merchants__visa-badge {
  text-align: center;
  margin-bottom: 48px;
}
.merchants__visa-logo {
  height: 64px;
  width: auto;
  display: inline-block;
}

.merchants__categories {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-bottom: 32px;
}
.merchant-cat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  background: var(--white);
  border: 1.5px solid var(--blue-6);
  border-radius: var(--radius-md);
  padding: 24px 16px;
  text-align: center;
  transition: var(--transition);
  cursor: default;
}
.merchant-cat:hover { transform: translateY(-4px); box-shadow: var(--shadow-card); border-color: var(--blue-5); }
.merchant-cat__icon {
  width: 56px; height: 56px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}
.merchant-cat span { font-size: 0.85rem; font-weight: 600; color: var(--text-dark); }

.merchants__note {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff8dc;
  border: 1px solid #f0d060;
  border-radius: var(--radius-md);
  padding: 16px 20px;
  margin-bottom: 48px;
  font-size: 0.85rem;
  color: #7a6000;
}
.merchants__note i { color: #f0a000; flex-shrink: 0; }


/* ══════════════════════════════════════════════
   FAQ
══════════════════════════════════════════════ */
.faq-section { background: linear-gradient(180deg, var(--blue-6) 0%, var(--white) 100%); }

.tyc-links {
  display: flex;
  gap: 20px;
  margin-bottom: 48px;
  flex-wrap: wrap;
}
.tyc-link {
  flex: 1;
  min-width: 240px;
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--white);
  border: 1.5px solid var(--blue-5);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  transition: var(--transition);
  color: var(--navy);
}
.tyc-link:hover { transform: translateY(-3px); box-shadow: var(--shadow-card); border-color: var(--blue); }
.tyc-link > i:first-child {
  font-size: 1.6rem;
  color: var(--blue);
  background: var(--blue-6);
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.tyc-link > i:last-child { color: var(--text-light); margin-left: auto; font-size: 0.85rem; }
.tyc-link div { display: flex; flex-direction: column; gap: 3px; }
.tyc-link strong { font-size: 0.95rem; }
.tyc-link span   { font-size: 0.78rem; color: var(--text-light); }

/* FAQ Accordion */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 64px;
}
.faq-item {
  background: var(--white);
  border: 1.5px solid var(--blue-6);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq-item.open { border-color: var(--blue); }
.faq-item__btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 22px 28px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: 'Poppins', sans-serif;
  font-size: 0.97rem;
  font-weight: 600;
  color: var(--navy);
  text-align: left;
  transition: background var(--transition);
}
.faq-item__btn:hover { background: var(--blue-6); }
.faq-item.open .faq-item__btn { background: var(--blue-6); }
.faq-item__icon {
  font-size: 0.85rem;
  color: var(--blue);
  flex-shrink: 0;
  transition: transform var(--transition);
}
.faq-item.open .faq-item__icon { transform: rotate(45deg); }
.faq-item__body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.45s cubic-bezier(0.4, 0, 0.2, 1);
}
.faq-item.open .faq-item__body { max-height: 600px; }
.faq-item__body p {
  padding: 0 28px 24px;
  font-size: 0.92rem;
  color: var(--text-medium);
  line-height: 1.7;
}
.faq-item__body strong { color: var(--navy); }
.faq-item__body em { font-style: italic; color: var(--blue); }

/* FAQ CTA */
.faq-cta {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 48px;
  align-items: center;
  background: linear-gradient(135deg, var(--navy) 0%, #0a2047 100%);
  border-radius: var(--radius-xl);
  padding: 48px;
  overflow: hidden;
}
.faq-cta__img {
  width: 220px;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
  animation: floatY 5s ease-in-out infinite;
}
.faq-cta__copy h3 { color: var(--white); font-size: 1.6rem; margin-bottom: 12px; }
.faq-cta__copy p  { color: var(--blue-5); font-size: 1rem; margin-bottom: 28px; }

/* ══════════════════════════════════════════════
   FOOTER
══════════════════════════════════════════════ */
.footer {
  background: var(--navy);
  padding: 56px 0 40px;
}
.footer__inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 48px;
  align-items: start;
}
.footer__brand {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.footer__logos {
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: flex-start;
}
.footer__logo-tarjeta {
  height: 52px;
  width: auto;
  object-fit: contain;
  filter: brightness(0) invert(1);
}
.footer__logo-rapicredit {
  height: 30px;
  width: auto;
  object-fit: contain;
  filter: brightness(0) invert(1) opacity(0.7);
}
.footer__brand-tagline {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.4);
  font-style: italic;
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer__links a {
  font-size: 0.88rem;
  color: var(--blue-4);
  transition: color var(--transition);
}
.footer__links a:hover { color: var(--mint); }

.footer__legal p {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.65;
  max-width: 340px;
}

/* ══════════════════════════════════════════════
   SCROLL TO TOP
══════════════════════════════════════════════ */
.scroll-top {
  position: fixed;
  bottom: 32px;
  right: 32px;
  width: 48px; height: 48px;
  background: linear-gradient(135deg, var(--blue) 0%, var(--blue-2) 100%);
  color: var(--white);
  border: none;
  border-radius: 50%;
  cursor: pointer;
  font-size: 1rem;
  box-shadow: 0 6px 24px rgba(65,72,245,0.4);
  opacity: 0;
  transform: translateY(16px);
  transition: var(--transition);
  z-index: 999;
  display: flex;
  align-items: center;
  justify-content: center;
}
.scroll-top.visible { opacity: 1; transform: translateY(0); }
.scroll-top:hover { transform: translateY(-3px); box-shadow: 0 10px 32px rgba(65,72,245,0.5); }

/* ══════════════════════════════════════════════
   AOS (simple fade-up via JS)
══════════════════════════════════════════════ */
[data-aos] {
  opacity: 0;
  transition: opacity 0.7s ease, transform 0.7s ease;
}
[data-aos="fade-up"]    { transform: translateY(36px); }
[data-aos="fade-right"] { transform: translateX(-36px); }
[data-aos="fade-left"]  { transform: translateX(36px); }
[data-aos="zoom-in"]    { transform: scale(0.92); }
[data-aos].aos-animate  { opacity: 1; transform: none; }

/* ══════════════════════════════════════════════
   RESPONSIVE
══════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .hero__inner { gap: 40px; }
  .benefits__grid { grid-template-columns: repeat(2, 1fr); }
  .cost-cards { grid-template-columns: repeat(2, 1fr); }
  .merchants__categories { grid-template-columns: repeat(4, 1fr); }
  .footer__inner { grid-template-columns: 1fr 1fr; }
  .footer__legal { grid-column: 1 / -1; }
}

@media (max-width: 860px) {
  .hero__inner {
    grid-template-columns: 1fr;
    text-align: center;
    padding-top: 48px;
    gap: 48px;
  }
  .hero__subtitle, .hero__badges, .hero__actions { justify-content: center; }
  .hero__tag-img { margin: 0 auto 24px; }
  .hero__title { text-align: center; }
  .steps { flex-direction: column; align-items: stretch; }
  .step__connector { display: none; }
  .nfc-section__inner,
  .app-showcase__inner { grid-template-columns: 1fr; gap: 48px; }
  .app-showcase__visual { order: -1; }
  .faq-cta { grid-template-columns: 1fr; text-align: center; gap: 24px; }
  .faq-cta__img { width: 160px; margin: 0 auto; }
  .footer__inner { grid-template-columns: 1fr; gap: 32px; }
  .footer__legal { grid-column: unset; }
}

@media (max-width: 640px) {
  .section { padding: 64px 0; }
  .section-header { margin-bottom: 40px; }
  .benefits__grid { grid-template-columns: 1fr; }
  .cost-cards { grid-template-columns: 1fr; }
  .merchants__categories { grid-template-columns: repeat(2, 1fr); }
  .hero__actions { flex-direction: column; align-items: center; }
  .hero__actions .btn { width: 100%; max-width: 320px; }
  .tyc-links { flex-direction: column; }
  .hero__floating-card { display: none; }
  .phones-showcase__img { max-width: 100%; }
}